An Opportunity International        Company
On a daily basis, the poor around the world face a multitude of risks that threaten to derail any progress they have made to work their way out of poverty. The death of a family member, loss of property and livestock, illness, and natural disasters each pose unique dangers. Protecting people against these losses is an important step to alleviating global poverty.
   Innovation
In 2005, the Micro Insurance Agency began working with the World Bank to develop weather-indexed crop insurance for smallholder farmers in Malawi. Research findings revealed that most farmers could not get agricultural funding from local banks because of the high risk of crop failure due to flooding and drought and their subsequent default. However, some banks were willing to lend if the weather risk could be reduced.
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    Welcome to Micro Insurance Agency

The World's First and Only Insurance Intermediary for the Poor

The Micro Insurance Agency is an insurance intermediary dedicated to serving poor households with an affordable and suitable range of insurance products. We seek to work in partnership with organizations that are currently serving the poor, the informal sector, and the currently unserved mass market such as microfinance organizations, rural banks and SACCO’s, as well as humanitarian organizations that are providing non-financial services. In addition, we serve other social aggregators such as trade unions, professional associations, and faith-based networks. We currently serve approximately 3,250,000 people around the world.

As a micro insurance intermediary, Micro Insurance Agency fills the distribution gap between insurance companies and a currently unserved market. By acting as an intermediary, Micro Insurance Agency is well-positioned to extend insurance coverage effectively and efficiently, designing scalable, simple, and understandable products. Our extensive market research and insurance expertise ensures that products are designed so that they are affordable for clients and sustainable for distributors and insurance companies. In addition to product design, Micro Insurance Agency provides back-office administration of products – a crucial service for providing professional and cost-effective insurance products alongside existing product offerings. We utilise our in-house computer software to track details of clients covered, collect premiums and administer claims.

   About Micro Insurance    
   Where We Are
  Head Office   Philippines
  Uganda   Ghana
  India  
The Micro Insurance Agency has its roots within Opportunity International, a large Christian microfinance network serving the entrepreneurial poor of all faiths and none since 1971.